I used to know a dog named Wally.
This is not Wally. This is a dog who has a dollar. Her name is Ziggy.
Wally was a very large, very blonde yellow lab who belonged to some friends.
One night, my sweetheart and I were sitting on our friends’ couch, watching a movie. Wally decided that he really needed to sit on a lap.
He climbed aboard our laps. Brian got the front end of Wally and I got the back. There is something wonderful about half a big dog on your lap (though his tail made it a challenge to drink my wine).
To Wally, Wally was tiny. To us, Wally was huge.
In the course of human events, we are often Wallies.
We don’t know that we are actually adults! We are in control of our destinies. We are actually very capable, most of the time, of doing great things.
Micro-Habits, Macro-Results
Our habits are based on our conscious, semi-conscious and unconscious thoughts. What we do in a moment is a micro-behavior of what we do in a lifetime (this is why you should always watch how your date treats the server).
The easiest place to show the connection between thought and behavior is with money.
Your Money Patterns
Each of us has a primary money pattern, a way we work with money.
(These patterns came to me at 3 in the morning, when my dog needed to go outside to vaguely sniff at a bush. If you need good ideas, get a dog with a small bladder and a distorted sense of entitlement.)
The 5 Money Patterns:
Money Martyrs
Money martyrs find money to be the root of all evil. They are good at giving, but have a hard time receiving. They are polite while they watch people take advantage of their kindness. They tend to be very talented people who don’t make nearly what they are worth.
Money Burners:
Money Burners spend more than they earn and who don’t correlate spending with earning.
There are various kinds of money burners. There is the fritterer (spending only in $5, $10 or $20 drips, but doing it a lot and having no idea where the money goes).
Or the chronic splurger (A friend of mine who is always saying I really can’t afford this, but…)
Or the sales junkie (I don’t own a lawn, but this mower is 75% off!).
Money burners tend to feel good when they spend money. The act of buying feels really good. The act of buying is more exciting than the act of owning.
Money Ostriches
Money Ostriches are afraid of money. They don’t understand the nature of money. They would rather it all went away.
Money Ostriches pay their bills late, because they don’t feel like they have enough. They ignore their mail. If they come into money, they are usually too scared to learn how to invest it properly. Lots of indecision while shopping. They feel like they can’t make the right decision.
The money is stacked against them.
Money Freaks
People who are intense about money, know how much they have, spend very frugally, and never feel like they have enough. They tend to get after their mates for spending, and can’t imagine a time when they don’t have to work very hard for money.
Money Mavens
Money Mavens love money, but don’t worship it. They’re certainly not afraid of it. They focus on money, but it also isn’t the primary interest of their lives.
Money Mavens can talk about money without their guts tightening. They don’t think they are worth more just because they have more money.
Money Mavens live in the flow. They buy what they like, but they also are conscious about their buying decisions.
That’s Me!
I was talking with some girlfriends last week about this idea of money patterns. Each one had a moment of That’s me. I’m a money__________.
These are very successful, spiritual, beautiful women that I feel blessed to know.
One mentioned that it was a relief to feel like she wasn’t alone in her money confusion.
Do you fall into one of these groups? Are you a martyr? a burner? an ostrich or a freak?
Are you one way when you have money and one way when you don’t?
Often, a person has one money pattern when they feel high about money and another when they feel low.
I do.

I am working towards becoming a money maven, but my unconscious and semi-conscious habits are to be a money burner when I am high about money and a money ostrich when I am low.
This combination is hell on a credit rating. And it’s a feast/famine cycle that I am very happy to be breaking!
My sweetheart is a money maven, which is way more awesome to be around than it sounds.
One of his favorite moments in life was the day that I turned my finances over to him, and he could, you know, play in my crazy.
I didn’t think I could change my money behavior. I thought I was damaged goods. Then my sweetheart made a space, and showed me a different way.
How We Do Everything

Like I said at the beginning. How we do money is how we do everything.
When I was in a burner state, I was in a burner state about everything.
I ate too much. I didn’t think about what foods were good for me.
Instead of exercising, I glued my ass to the couch and watched Netflix for hours.
I stayed up late. I didn’t want to stop whatever I was doing. I had intense focus.
I was excessively social.
I wasn’t manic, but I was intense. I would make a lot of money, but I’d burn through it. Then I would burn out and turn into an ostrich.
When I was an ostrich, I didn’t answer my phone. I didn’t want to leave my house. I put off things I needed to do. I didn’t eat. I avoided my life and I waited. And while I waited, my business would tank. Nothing wrecks a business like going dark.
Those were my extremes. Most of the time, I was only somewhat a burner or somewhat an ostrich.
The thing is, even if I’m only somewhat ostrichy, I’m missing out. And if I’m only somewhat of a burner, I run the risk of losing my balance.
Somewhat means I’m still needlessly suffering from the four problems that MBOF’s (Martyrs, Burners, Ostriches and Freaks) share . That’s the next post.
Needlessly suffering means that I’m not in flow with the universe and my purpose and all that good stuff.
You are not alone. And you can change.
I combined Brian’s money maven techniques with my intuition and boom-da-lally! I’m handling my money intuitively!
I made unconscious behaviors conscious and then after some practice, they became second nature. And I did a lot of alignment,.
I am actually in the best money place I’ve ever been. It feels great.
What I love most, though, is that every part of my life got easier. My relationship with food has more consciousness. My relationship with my partner is better. I am learning to exercise and one day I hope I like it.
What causes you to have money problems is what causes you to have other problems. And you’re not stuck with any of it. People change all of the time.
You can transmute your money troubles into money opportunities. And it can be fun.
Now Tell Me
If you want, what kind of pattern you do. And if not, tell me something else about your relationship with money. And share this post with folks if you found it helpful.